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Building a retirement nest egg is the number one goal of most investors and today, which requires much more budgeting than just paying bills. Success at reaching this long-term goal can ensure a comfortable lifestyle free of money concerns, coverage for health care needs, and even knowing that you’re able to meet all your responsibilities and still endow family and charitable causes in the future. Whether you’re just starting a career or edging closer to retirement, you need a plan that helps you sock away as much as you can now to pay for your retirement years later.